The Office of Risk Management and Insurance (RMI) assists Departments in when it becomes necessary to purchase insurance for risks not covered by the self-insurance programs. It is not always possible to secure such insurance, as the ability of WSU to purchase commercial insurance is subject to approval by the State Division of Risk Management (DRM). If authorized by DRM, WSU departments may obtain insurance through the insurance broker under contract with DRM, or through outside insurance providers with approval from DRM. The following is a list of various commercial insurance policies that are available. Others may be available for specific activities as needed. Departments requesting these insurance policies generally bear the cost of the premium. Unless otherwise indicated, contact the RMI Office at 335-6893 for more information.
- Athletic Medical and Catastrophic Insurance — Covers
injuries to athletes participating in sports in WSU's Intercollegiate
Athletics programs. Contact the Athletics Business Office at 335-0320.
- Boiler and Machinery Insurance — Covers boilers
and pressure vessel equipment should they explode, implode, etc. (If
explosion causes fires, this policy will only cover the boiler equipment.
The Commercial Property insurance policy would cover the fire damages.)
- Builder's Risk Insurance — Covers WSU construction
projects. Contact Capital Planning and Development at 335-5571 or Facilities
Operations at 335-9002.
- Commercial Property Insurance — Covers loss
or damage to buildings, building contents, and electronic data processing
(EDP) equipment.
- Commercial Property Buy-Down Insurance — Permits
departments with property on the commercial property policy to reduce
the deductible.
- Crop Insurance — Covers growing crops (wheat,
barley, peas, etc.) from fire, wind, hail, etc.
- Fine Arts Insurance — Covers fine arts and collectible
objects for permanent and loaned collections.
- Foreign Assistance and Emergency Medical Insurance -- Faculty/Staff — Covers
faculty and staff traveling abroad on business. Provides emergency medical,
evacuation, repatriation services, medical referral information, 24-hour
emergency medical information and assistance. Contact RMI for a WSU corporate
membership card prior to travel.
- Foreign Liability Insurance- Faculty/Staff — Provides
worldwide liability coverage, excluding the U.S., its territories or
possessions, Puerto Rico and countries under U.S. Government Sanctions.
- International Medical Insurance-Students — Covers
health care for International Programs’ Education Abroad students.
Available for purchase by students through International Programs at
335-6920.
- Liability for Camps and Sports Camps — Covers
any illness, injury, accidental death or dismemberment to campers regardless
of fault.
- Liability for Challenge Courses and Ropes Courses — Provides
general liability coverage for the courses. Contact the WSU Puyallup
Research and Extension Center at 253-445-4502
- Liability for Children's Centers — Covers injury,
accidental death or dismemberment to children in WSU nursery schools
and day care centers.
- Liability for Special Events — Covers injury,
accidental death or dismemberment to participants of most events and
can be tailored specifically for special events, e.g. performances, symposiums,
fairs.
- Medical Insurance - Employees, Students & Graduate Students — Contact
Benefit Services at 335-1472.
- Medical Insurance - Intensive American Language Students — Contact
the Intensive American Language Center at 335-6675.
- Student Experiential Liability Insurance — Provides
liability insurance to interns participating in off-campus internships
while in a non-medical practicum at off-campus locations not under the
control and supervision of WSU employees. Please review the list of specialties
which can be covered by this policy. If your profession is not listed,
please contact RMI. This policy has a $2,500.00 per occurrence deductible
which must be paid by the student if a loss occurs. Students may purchase
this insurance using the payment document provided below.
Student Experiential Liability Insurance payment document PDF Format 1 Page, 14KB List of courses which can be covered by policy PDF Format 1 Page, 8KB
- Student Professional Liability Insurance — Provides
liability insurance to interns while in a required clinical practicum
at off-campus locations not under the control and supervision of WSU
employees. Please review the list of courses which can be covered by
this policy. If your course is not listed, please contact RMI. Students
may purchase this insurance using the payment document provided below.
Student Professional Liability Insurance payment document PDF Format 1 Page, 34KB List of courses which can be covered by policy PDF Format 2 Pages, 87KB Policy Terms and Conditions PDF Format 2 Pages, 17KB
- Property Insurance - Employee Relocation — Contact
Purchasing Services at 335-3541.
- Property & Liability Insurance - Aviation / Aircraft and
Marine / Watercraft — Covers aircraft and watercraft
excluded from the State’s Self-Insurance Liability Program.
- Public Employees Commercial Crime Bond — Covers losses sustained through the fraudulent or dishonest acts of employees